Tool No. 01 · All tools

BAH vs. Mortgage Calculator

Alaska housing math has a fourth line item most calculators skip: heat. This one doesn't. Enter your own figures — including a rate assumption you choose — and see how a purchase stacks against your allowance.

Educational estimate only, computed entirely from figures you enter. Not a rate quote, loan offer, or pre-approval. Look up your official allowance at the DoD BAH rate lookup.

Monthly BAH ($)

Purchase price ($)

Down payment ($)

Your assumed rate (%)

Term (years)

VA funding fee

Property taxes ($/mo)

Homeowners insurance ($/mo)

Heat & utilities ($/mo) — the Alaska line

Funding fee tiers drop with a down payment (1.5% at 5%+, 1.25% at 10%+) and are applied automatically. The fee is modeled as financed into the loan.

Your estimate

Enter your BAH, a purchase price, and a rate assumption to see the math.

Numbers look workable?

Turn the estimate into a real pre-qualification.

The calculator uses your assumptions. A pre-qualification uses your actual file — and it's what sellers respond to.

Start my pre-qual →Call (907) 244-9368